Jim Gilbert 4501 Spicewood Springs Rd. Suite 1029 Austin, TX 78759 Phone: (512) 342-8744 Mobile: (512) 913-1557 Email Jim

Understanding the Home-Buying Process


 

Educating yourself on the home-buying process and on the local real estate market where you want to live is important! The downloadable documents and reports on this page are designed to help you do this. Armed with the right information, you can make a better choice, and then choose a good Realtor® to assist you. 

Texas Real Estate Commission Information about Brokerage Services
The IABS is statutorily required to help ensure that consumers of Real Estate Services better understand how a broker or agent can represent them and where to find help if they need it.
My Dream Home
Use this sheet to assist you in defining what you need or want in a home. This information will help you to focus on the types of properties that will suit you and your family.
10 Steps in the Offer Process
So you want to buy a house. What happens when you have chosen a house and want to make an offer to purchase? This diagram will help you you understand the process.
What Happens from Contract to Close?
The process from the acceptance of a contract to the time the deal is finished is complicated. Here is a diagram designed to help you understand what happens in this process.
Sample Contract Calendar
Once a contract is agreed to, I prepare a contract calendar to help my clients keep track of the key dates in the contract-to-close process. This document is a sample of what each of my clients receives.
Closing Costs: Where Does All the Money Go?
When you buy a house, there are expenses beyond the agreed-to purchase price. This illustration will help you to understand these costs ... and prepare to handle them.
Common Inspection Issues
One of the most important things you can have done (early in the purchase process) is to have the house inspected by a licensed inspector. Here are some things that commonly appear in inspection reports.
Your Monthly Payment FAQs
Why is my total mortgage payment referred to as PITI? What is PMI or MIP? When will my payments begin? What about tax deductions? Find answers to these and other questions on this diagram.
Property Taxes in Texas
Property taxes go with home ownership! Here are some things you might want to know as you consider a home purchase in Texas.
What's Your Credit Score? (And what does it matter?)
Download this sheet and learn what is considered a good credit score, what factors affect your credit score, what you can do to raise your credit score, and more.
Getting Your Loan: Things to Consider
This document helps explain what to expect in and when to start the loan process, what kind of loans are available, and some other factors you might want to consider as you look for a loan.
The Right Home at the Right Price
This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
Title Insurance: What's It All About?
In this illustration learn about title insurance: what it is, what it does and does not cover, and how the cost is normally handled in a transaction.
Understanding Your Title Insurance Commitment
The title company has 20 days from the receipt of your contract to issue its commitment to insure the title. The commitment has four key parts (schedules) that you need to understand.
Avoid Common Buyer Errors
Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
But Do You Need It
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.
Buying Your First Home
Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
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"We love because He first loved us." (1 John 4:19, NKJV)

Jim Gilbert, e-Pro®, REALTOR®
Austin, Texas Real Estate Agent
Licensed by the Texas Real Estate Commission (#0536692) to sell Homes & Real Estate in Texas

   


4501 Spicewood Springs Rd., #1029, Austin, TX 78759 ♦ (512) 342-8744

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